As you already know, in addition to ensuring a robust and secure structure for contracting and using the APIs that connect your company to the Open Finance value proposition, Open Keys also allows you complete ease with offering white label journeys, both for scope of data consumption such as initiating payments. Check out!
Whitelabel Open Keys Journeys
Open Finance ecosystem usability requirements
Open Keys strictly meets the specifications of the Open Finance ecosystem. Whitelabel journeys were created based on the Open Finance - User Experience Guide for Data Sharing and Payment Initiation. In this guide you will find all the requirements and recommendations that are met in our journeys.
Find out more on the Open Finance Brasil Portal
Obtaining Customer Consent for Access to Financial Data
Open Keys recognizes the importance of customers' consent to access and use their financial data, ensuring transparency, privacy and compliance with data protection regulations. Obtaining consent is a fundamental requirement for establishing trust and protecting customer privacy.
Check out the Data Sharing journey, in an example of usability applied with all technical requirements
Selection of the institution transmitting the data and its details.
Redirection to the environment of the Data Transmitting Institution
In the environment of the Data Transmitting Institution, customers carry out the Authentication and Sharing Confirmation steps
Redirection step from the customer to the Open Keys contracting company. The processing of the operation is carried out by Finansystech by Celcoin and the Callback is passed so that the operation statement screen is presented to the user.
Example of the operation completion screen, with the operation extract, which must be presented to the user.
Conclusion: Open Keys puts customer consent at the forefront , ensuring that all relevant information is provided, consent options are offered, and data privacy regulations are followed. In doing so, the platform promotes transparency, trust and protection of customers' financial data.
Consent Request
In the consent request process, Open Keys adopts best practices to ensure clarity, transparency and understanding for customers. Some important guidelines are highlighted:
Clear information: It is essential to provide customers with all relevant information about accessing and using their financial data. We explain the purpose of using the data, the benefits for the customer and the measures adopted to guarantee the security and confidentiality of the information.
Option to Consent: We ensure customers have the option to explicitly grant or deny consent. This is done through a clear process where the customer takes an affirmative action, such as checking a checkbox or clicking a specific button indicating their consent.
Specific consent: Open Keys requests consent specifically for each purpose of using financial data. If there are different services or functionalities that require access to data, we explain each one separately and allow the customer to select the options they wish to consent to.
Possibility of revocation: We inform customers that they have the right to revoke consent at any time. We clearly explain how they can do this and the consequences of such a revocation, if any.
Preference Management: We give customers the option to manage their consent preferences, allowing them to update their choices based on their needs and preferences over time.
Compliance with Data Privacy Regulations: It is essential to respect current data privacy regulations, such as the General Data Protection Law (LGPD) in Brazil or the General Data Protection Regulation (GDPR) in the European Union. Open Keys complies with these regulations and implements appropriate security and data protection measures.
Transparency and Commitment: Transparency, clarity and compliance are essential in the process of obtaining customer consent. By adopting these practices, Open Keys establishes a relationship of trust with customers and demonstrates commitment to protecting their financial data.
