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As you already know, in addition to ensuring a robust and secure structure for contracting and using the APIs that connect your company to the Open Finance value proposition, Open Keys also allows you to easily offer complete ease with offering white label journeys, both for the scope of data consumption such as initiating payments. Check out!

Whitelabel Open Keys Journeys

 

Open Finance

Ecosystem Usability Requirements

ecosystem usability requirements

Open Keys strictly meets the specifications of the Open Finance ecosystem. Whitelabel journeys are built were created based on the Open Finance - User Experience Guide for Data Sharing and Payment Initiation. In this guide you will find all the requirements and recommendations that are met in our journeys.

Learn Find out more at on the Open Finance Brazil Brasil Portal

 

Obtaining Customer Consent for Access to Financial Data

 

Open Keys recognizes the importance of customers' consent to access and use their financial data, ensuring transparency, privacy and compliance with data protection regulations. Obtaining consent is a fundamental requirement for establishing trust and protecting customer privacy.

Check out the Data Sharing journey, in an example of usability applied usability with all the technical requirements

 

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Home B2C Open Keys Journey

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Here begins your journey

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purpose of sharing

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Choice of Financial Institution

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Permissions and validity

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Information about the chosen FI

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sharing steps

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Share summary

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Selection of the institution transmitting the data and its details.

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Redirection to the environment of the Data Transmitting Institution

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In the environment of the Data Transmitting Institution, customers carry out the Authentication and Sharing Confirmation steps

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Redirection step from the customer to the Open Keys contracting company. The processing of the operation is carried out by Finansystech by Celcoin and the Callback is passed so that the operation statement screen is presented to the user.

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Example of the operation completion screen, with the operation extract, which must be presented to the user.

 

 

 

 

Bottom lineConclusion: Open Keys places puts customer consent as a top priorityat the forefront , ensuring that all relevant information is provided, consent options are offered, and data privacy regulations are followed. By In doing so, the platform promotes transparency, trust and protection of customers' financial data.

Consent Request

In the consent solicitation request process, Open Keys adopts best practices to ensure clarity, transparency , and customer understanding for customers. Some important guidelines are highlighted:

Clear information: It is essential to provide customers with all relevant information about the access accessing and use of using their financial data. We explain the purpose of using the data, the benefits for the customer and the measures adopted to guarantee the security and confidentiality of the information.

Option to Consent Choice: We ensure that customers have the choice option to explicitly grant or deny consent. This is done through a clear process where the customer takes an affirmative action, such as checking a checkbox or clicking a specific button indicating their consent.

Specific Consentconsent: Open Keys specifically requests consent specifically for each purpose of using financial data. If there are different services or functionalities that require access to data, we explain each one separately and allow the customer to select the options they want wish to consent to.

Possibility of revocation: We inform customers that they have the right to withdraw revoke consent at any time. We clearly explain how they can do this and the consequences of this such a revocation, if any.

Preference Management: We give customers the option to manage their consent preferences, allowing them to update their choices based on their needs and preferences over time.

Compliance with Data Privacy Regulations: It is essential to respect current data privacy regulations, such as the General Data Protection Law (LGPD) in Brazil or the General Data Protection Regulation (GDPR) in the European Union. Open Keys complies with these regulations and implements appropriate security and data protection measures.

Transparency and Commitment: Transparency, clarity , and compliance are essential in the process of obtaining customer consent. By adopting these practices, Open Keys establishes a relationship of trust with customers and demonstrates commitment to the protection of protecting their financial data.

 

Browse the Whitelabel Open Keys Journeys

Access the Open Keys Journeys here.

  1. data sharing

  2. Share Management

  3. Payment Management

https://www.figma.com/proto/FLekeh8WaWoXVM8Jza0oof/Prot%C3%B3tipo-Open-Keys?page-id=0%3A1&type=design&node-id=1-4&viewport=1507%2C579%2C0.32&scaling=scale-down&starting-point-node-id=1%3A4&show-proto-sidebar=1&mode=design&t=KGvKlZCae4davnXo-1

  


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