As you already know, in addition to ensuring a robust and secure structure for contracting and using the APIs that connect your company to the Open Finance value proposition, Open Keys also allows you to easily offer white label journeys, both for the scope of data consumption such as initiating payments. Check out!
Whitelabel Open Keys Journeys
Open Finance Ecosystem Usability Requirements
Open Keys strictly meets the specifications of the Open Finance ecosystem. Whitelabel journeys are built on the Open Finance - User Experience Guide for Data Sharing and Payment Initiation. In this guide you will find all the requirements and recommendations that are met in our journeys.
Learn more at the Open Finance Brazil Portal
Obtaining Customer Consent for Access to Financial Data
Open Keys recognizes the importance of customers' consent to access and use their financial data, ensuring transparency, privacy and compliance with data protection regulations. Obtaining consent is a fundamental requirement for establishing trust and protecting customer privacy.
Check out the Data Sharing journey, in an example of applied usability with all the technical requirements
Home B2C Open Keys Journey
Here begins your journey
purpose of sharing
Choice of Financial Institution
Permissions and validity
Information about the chosen FI
sharing steps
Share summary
Bottom line: Open Keys places customer consent as a top priority , ensuring that all relevant information is provided, consent options are offered, and data privacy regulations are followed. By doing so, the platform promotes transparency, trust and protection of customers' financial data.
Consent Request
In the consent solicitation process, Open Keys adopts best practices to ensure clarity, transparency, and customer understanding. Some important guidelines are highlighted:
Clear information: It is essential to provide customers with all relevant information about the access and use of their financial data. We explain the purpose of using the data, the benefits for the customer and the measures adopted to guarantee the security and confidentiality of the information.
Consent Choice: We ensure that customers have the choice to explicitly grant or deny consent. This is done through a clear process where the customer takes affirmative action, such as checking a checkbox or clicking a specific button indicating their consent.
Specific Consent: Open Keys specifically requests consent for each purpose of using financial data. If there are different services or functionalities that require access to data, we explain each one separately and allow the customer to select the options they want to consent to.
Possibility of revocation: We inform customers that they have the right to withdraw consent at any time. We clearly explain how they can do this and the consequences of this revocation, if any.
Preference Management: We give customers the option to manage their consent preferences, allowing them to update their choices based on their needs and preferences over time.
Compliance with Data Privacy Regulations: It is essential to respect current data privacy regulations, such as the General Data Protection Law (LGPD) in Brazil or the General Data Protection Regulation (GDPR) in the European Union. Open Keys complies with these regulations and implements appropriate security and data protection measures.
Transparency and Commitment: Transparency, clarity, and compliance are essential in the process of obtaining customer consent. By adopting these practices, Open Keys establishes a relationship of trust with customers and demonstrates commitment to the protection of their financial data.
Browse the Whitelabel Open Keys Journeys
Access the Open Keys Journeys here.
data sharing
Share Management
Payment Management